Features & Benefits
Dividends earned
and paid monthly
$25
to open your account
Win prizes
when you deposit money and receive stamps on your Deposit Stamp Card*
Deposits federally insured
by the National Credit Union Administration (NCUA)
Cadet Club
- Children 12 and under
- $25 deposit opens your account and starts earning dividends
- Each time you fill up a deposit stamp card you get entered into a quarterly drawing for a chance to win $50
- Easily transfer money to your child’s account
Money Patrol
- Youth ages 13 to 17
- $25 opens your account and starts earning dividends
- Each time you fill up a deposit stamp card you get entered into a quarterly drawing for a chance to win $50
- Manage your finances with a joint checking account with your parents
- Easily transfer money to your child’s account
What Members Are Saying
A Police Credit Union membership is a special and unique bond between the financial institution and the law enforcement community. It’s been part of my family since as far back as I can remember. We love the people who work there and their services they provide.
As a proud mom of two SF PAL Law Enforcement Cadets, I opened their first Savings and Checking Accounts at The Police Credit Union when they became Cadets. I couldn't be happier with the excellent five-star service.
Youth Account FAQs
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Who is eligible to open a Youth Account?
Youth savings accounts are available for individuals ranging from children as young as 0 to 17 years old.
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Can parents or guardians access and manage the Youth Account?
Yes, parents or guardians have access to manage a youth account until the account holder reaches age 18. This allows for parental guidance and supervision of the account.
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Are there any monthly fees associated with a Youth Account?
There are no monthly service fees or charges associated with our Youth Accounts.
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Are Youth Accounts insured?
Yes, your funds are insured by the National Credit Union Administration (NCUA) up to at least $250,000 per account owner.
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Do I need to be a member to open a Youth Account?
Yes, but you can open your account at the same time you establish your membership using our convenient online application.
It’s quick and easy to open your account online.
Why choose The Police Credit Union for your Savings Account?
Earn Dividends
Dividends earned with competitive interest rates, paid monthly.
No Monthly Fees
For monthly service or maintenance.
Digital Banking
Your Savings Account gives you access to Digital Banking and our mobile app, including features such as Mobile Check Deposit and E-statements.
Peace of Mind
Your deposits are federally insured by the National Credit Union Administration.
Direct Deposit
Take advantage of free Direct Deposit and payroll deductions.**
We're Here to Help
Other ways to connect with us
Call us at 800.222.1391 or find a branch location, by clicking the button below.
Our LocationsMeet with us virtually
Schedule an appointment or meet a member of our Virtual Branch team from your computer, laptop, or mobile device
Visit our Virtual BranchVirtual Branch Hours
Monday - Friday: 10:00 a.m. - 5:00 p.m. PST
Saturday: 9:00 a.m. - 12:00 p.m., 12:30 p.m. - 3:00 p.m. PST
Terms & Conditions: The Annual Percentage Yield (APY) shown is accurate as of the last dividend declaration date, which is the last day of each month, unless otherwise noted. Rates/Yields are variable and subject to change without notice including after you open your account. Above anticipated rates are subject to availability of funds. Fees could reduce earnings on the accounts. Dividends will be compounded monthly and will be credited monthly. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the principal in your account each day. Dividends will begin to accrue on the day you deposit cash or non-cash into the account if deposited before close of business. The dividend declaration date is the last day of each month. Eligibility restrictions, terms and conditions apply, and are subject to change without notice. See About Your Accounts or contact a Member Service representative for more details and information.
*Deposit Stamp Card: A minimum $15.00 deposit is required and the account holder must be 17 and under to qualify for a stamp. Deposits must be made in the branch. ACH transfers/direct deposits/periodic payments/transfer of funds from another member are not eligible. Deposit cards are non-transferable. One $50 prize will be awarded each quarter. The winner will be selected by random drawing in January, April, July, and October and will be notified in writing or by email or telephone. The Police Credit Union assumes no liability in relation to this prize.
**Check with your employer for availability.
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The Credit Union is not liable for any failure of products or services advertised on those sites. Each third-party site may have a privacy policy different than the Credit Union; and the linked third-party website may provide less security than the Credit Union's website. If you click "OK", an external website that is owned and operated by a third-party will be opened in a new browser window. If you click "CANCEL" you will be returned to our website.