Features & Benefits
For new law enforcement agency employees1, first responders1 and CA licensed security guards2
One-time 'any need' borrow up to $5,0003
Borrow up to $7,5004 Sworn Law Enforcement, Fire and EMT (1 Year+)
Why choose The Police Credit Union for your 10-Eight Loan?
A great option for new law enforcement agency employees, first responders and CA licensed security guards to help you pay for supplies and equipment and get you ready for assignment.
It’s quick and easy to apply online.
10-Eight Loan FAQs
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How long does it take to receive funds from my 10-Eight Loan?
Once your loan is approved, in most cases your funds will be available on the same day.
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Do I need to be a member to apply for a 10-Eight Loan?
Membership is not required to apply, but you must establish membership prior to the loan being funded.
We're Here to Help
Other ways to connect with us
Call us at 800.222.1391 or find a branch location, by clicking the button below.
Our LocationsMeet with us virtually
Schedule an appointment or meet a member of our Virtual Branch team from your computer, laptop, or mobile device
Visit our Virtual BranchVirtual Branch Hours
Monday - Friday: 10:00 a.m. - 5:00 p.m. PST
Saturday: 9:00 a.m. - 12:00 p.m., 12:30 p.m. - 3:00 p.m. PST
*APR = Annual Percentage Rate. Loan amounts up to $5,000 for a one-time any use. Loan amounts $5,001- $7,500 must be used for qualified professional use including work equipment, uniforms, supplies, firearms, K-9 accessories, First Responder/Law Enforcement approved education course (up to 1 year and certification training courses).
1Only First Responders, newly sworn and civilian/Professional Law Enforcement Agency employees who have been employed by their agency for less than 1 year are eligible for the one-time any use option. Limited to California agencies.
2Licensed Security Guards MUST provide a valid CA Bureau of Security & Investigate Services (BSIS) issued Security Guard License (aka ‘Guard Card’) and be actively employed in a security role requiring a BSIS issued Security Guard License.
3Loan amount under the $5,000 one-time provision can be for any use (but preference for work-related expenses such as uniforms, professional business attire, gear, equipment, etc.). Funds cannot be used for paying off existing TPCU loan or obligation. The one-time ‘any need’ $5,000 provision use is excluded for CA Licensed Security Guards: Qualified professional use includes work equipment, uniforms, supplies, firearms, ammunition, K-9 accessories, First Responder/Law Enforcement/Security approved education course (up to 1 year) and certification training courses.
4Sworn Law Enforcement, Fire and EMT who have been employed at their agency for more than 1 year are eligible for loans up to $7,500. Maximum loan amount of $5,000 qualifies for one-time any use provision. Loan amounts $5,001 - $7,500, funds must be used for qualified professional use. Qualified professional use includes work equipment, uniforms, supplies, firearms, ammunition, K-9 accessories, First Responder/Law Enforcement approved education course (up to 1 year) and certification training courses such as POST required courses. NOTE: For educational and certification training use, funds must be disbursed directly to the training institution, or reimbursement to member if valid receipt provided showing payment made within preceding 60-days.
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