Personal Loan Rates

Loan	Loan Maximun	Term	APR As Low As*
Personal Loan++	$50,000**	1-36 months	9.34%
	$50,000**	37-60 months	9.84%
	$50,000**	61-72 months	10.54% $15k & over

*APR = Annual Percentage Rate. Example rate of 9.34% with 36 monthly payments = $31.96 per $1,000 borrowed. Rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher rate. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.

**$50,000 loan maximum assumes excellent borrower history. Not all members will qualify.

++Maximum aggregate signature loan balances cannot exceed $50,000.00 per member. For more information, please contact our Loan Department at 800.222.1391

Loan	Loan Maximun	APR As Low As*
Overdraft Protection	$2,000	12.99%

*APR = Annual Percentage Rate. Rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher rates. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.

Loan	APR As Low As*
Savings Secured and Certificate Secured Loans	Use your Savings or Certificate to secure a low-cost loan. The interest rate is just 3.25% above your Savings or Certificate rate. Savings Secured Loans are available for a maximum term of 60 months.

*APR = Annual Percentage Rate. Interest rate is 3.25% above your Savings or Certificate rate and available for a maximum term of 60 months. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.

Loan	APR As Low As*
12-60 months+	7.24%
61-120 months	7.74%
121-180 months	7.74%
181-240 months	8.24%

Maximum loan amount $75,000, $125 loan processing fee.
*APR=Annual Percentage Rate. Example rate of 7.24% APR with 120 monthly payments = $117.35 per $10,000 borrowed. Rates quoted assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made. A $125 processing fee to be collected with application. All loans secured by a UCC-1 financing statement. Selected contractors must be licensed and approved prior to loan approval. Rates, terms and conditions subject to change. Additional terms and conditions apply.

Loan	APR As Low As*
1-24 months	3.24%
25-36 months	3.74%
37-48 months	4.24%

*APR = Annual Percentage Rate. Loan amounts up to $5,000 for a one-time any use. Loan amounts $5,001- $7,500 must be used for qualified professional use including work equipment, uniforms, supplies, firearms, K-9 accessories, First Responder/Law Enforcement approved education course (up to 1 year and certification training courses).

Term	APR As Low As*
1-84 months	8.24% (amounts up to $20,000)
85-120 months	8.49% (amounts $20,001-$35,000)
121-180 months	9.24% (amounts $35,001 and over)

Minimum loan amounts $2,500/Maximum loan amounts $75,000.
*APR= Annual Percentage Rate. Example rate of 8.24% with 84 monthly payments = $15.71 per $1,000 borrowed. Max loan amounts and rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher rate. Loan is for home improvement purposes only. Payoff of existing home improvement debt possible providing evidence it was for eligible home improvement purposes completed within the previous 6 months. Same bid/materials list requirement for refinances. Loan is not a real estate secured loan. Rates, terms and conditions are subject to change without notice. Borrowers must be U.S. Citizen or Permanent Resident with a valid Permanent Resident Card with 10-year renewal. Home Improvement Loan product is limited to one per membership/household. For complete details visit www.thepolicecu.org/personal-loans/home-improvement-loan