Personal Loan Rates
Rates Effective: January 8, 2024
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Personal Loan
Loan Loan Maximun Term APR As Low As* Personal Loan++ $50,000** 1-36 months 9.34% $50,000** 37-60 months 9.84% $50,000** 61-72 months 10.54% $15k & over *APR = Annual Percentage Rate. Example rate of 9.34% with 36 monthly payments = $31.96 per $1,000 borrowed. Rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher . There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.
**$50,000 loan maximum assumes excellent borrower history. Not all members will qualify.
++Maximum aggregate signature loan balances cannot exceed $50,000.00 per member. For more information, please contact our Loan Department at 800.222.1391
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Overdraft Protection Line of Credit
Loan Loan Maximun APR As Low As* Overdraft Protection $2,000 12.99% *APR = Annual Percentage Rate. Rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher rates. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.
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Savings Secured Loans
Loan APR As Low As* Savings Secured and Certificate Secured Loans Use your Savings or Certificate to secure a low-cost loan. The interest rate is just 3.25% above your Savings or Certificate rate. Savings Secured Loans are available for a maximum term of 60 months. *APR = Annual Percentage Rate. Interest rate is 3.25% above your Savings or Certificate rate and available for a maximum term of 60 months. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.
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Green Energy Loan
Loan APR As Low As* 12-60 months+ 7.24% APR 61-120 months 7.74% APR 121-180 months 7.74% APR 181-240 months 8.24% APR Maximum loan amount $75,000, $125 loan processing fee.
*APR=Annual Percentage Rate. Example rate of 7.24% APR with 120 monthly payments = $117.35 per $10,000 borrowed. Rates quoted assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made. A $125 processing fee to be collected with application. All loans secured by a UCC-1 financing statement. Selected contractors must be licensed and approved prior to loan approval. Rates, terms and conditions subject to change. Additional terms and conditions apply. -
10-Eight Loan
Loan APR As Low As* 1-24 months 3.24% APR 25-36 months 3.74% APR 37-48 months 4.24% APR *APR = Annual Percentage Rate. Loan amounts up to $5,000 for a one-time any use. Loan amounts $5,001- $7,500 must be used for qualified professional use including work equipment, uniforms, supplies, firearms, K-9 accessories, First Responder/Law Enforcement approved education course (up to 1 year and certification training courses).
It’s quick and easy to apply online.
What our members are saying
"I applied online for a personal loan and Nelly Iran responded to my request. She was friendly, helpful and went above and beyond to get me set up with what I needed. In addition to sorting out the loan, she gave me some very useful tips for boosting my credit score. Without a doubt, the best banking experience I have ever had! "
"The Police Credit Union backed by a staff of Customer Service Relations Models made every aspect of my loan experience a lot better, that kind of positive experience verbal words may not convey. From the application to the approval process, my personal loan came with a competitive rate that I'm comfortable paying for. Equally important is the safe and easy to navigate online service I use for my banking needs locally and abroad. As my credit union continuous to grow, I believe it will be the building champion to meet tomorrow's challenge in the banking industry. Keep it up and Good Luck."
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