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SYSTEM MAINTENANCE (2/21/2026): We will be performing scheduled maintenance from 8:00 p.m. PST on Saturday, February 21, 2026, until 8:00 a.m. PST the following morning. During the maintenance window, you may experience downtime or intermittent service issues. We apologize for the inconvenience.

Features & Benefits of our Checking Accounts

Up to 10

ATM fee rebates per month when you use another financial institution's ATM*

Get paid early

with Direct Deposit**

$25

to open your account

Woman pointing to computer screen looking at man holding a check.

Checking Account

  • Up to 10 ATM fee rebates per month when you use another financial institution's ATM*
  • Get paid one day early with Direct Deposit**
  • Overdraft protection
  • Free first box of checks
  • Dividends earned and paid monthly
  • $25 to open your Checking Account
  • Free Visa® debit card
  • Access to Digital Banking services, including features such as online banking, mobile check deposit, mobile banking, online bill pay and E-statements
  • Fee-free access to more than 30,000 ATMs nationwide through the CO-OP Network plus more than 5,000 shared branch locations throughout California and nationwide to make deposits and withdrawals
Open a Checking Account
Have questions about your Debit Card? Visit our Debit Card Resources for helpful information.

What our members are saying

The online banking system is the best. You can transfer money to other accounts instantaneously. Nothing short of outstanding. I will be banking with you guys for many more decades to come.

An outline of a memo note with a pen writing.

Christopher K.

The Police Credit Union has great customer service, competitive rates and is very convenient for me. No ATM fee & online access to my accounts are a highlight!

An outline of a memo note with a pen writing.

Jasmine R.

Why choose The Police Credit Union for your Checking Account?

An outline of money bags.
Earn Dividends

Dividends earned with competitive interest rates, paid monthly.

online banking icon
Digital Banking

Your Checking Account gives you access to Digital Banking and our mobile app, including features such as Mobile Check Deposit, Bill Pay and E-statements.

An outline of a bank.
Peace of Mind

Your deposits are federally insured by the National Credit Union Administration.

blue icon of wallet
Direct Deposit

Take advantage of free Direct Deposit and payroll deductions.**

We're Here to Help

Member Services Representative in front of The Police Credit Union Logo
Other ways to connect with us

Call us at 800.222.1391 or find a branch location, by clicking the button below.

Our Locations

Meet with us virtually

Schedule an appointment or meet a member of our Virtual Branch team from your computer, laptop, or mobile device

Visit our Virtual Branch

Virtual Branch Hours
Monday - Friday: 10:00 a.m. - 5:00 p.m. PST
Saturday: 9:00 a.m. - 3:00 p.m. PST

*To qualify to receive up to 10 ATM fee rebates per month (The Police Credit Union will refund surcharges up to $3.00 per out of network ATM transaction), you must meet the following requirements each month: (i) have a TPCU membership in good standing (ii) make 3 or more PIN and/or signature purchase transactions or have a recurring payment posted during the current calendar month to your account using your TPCU Visa® Debit Card (cash back, ATM withdrawals and refunds and reversals do not qualify) (iii) have a minimum $500 a month in qualifying direct deposits deposited to your checking or savings account during the current calendar month (qualifying direct deposits are deposits of regular monthly income such as your salary, pension, or Social Security benefits) that are made by your employer or other payer using the account and routing numbers that you provide to them (iv) maintain a minimum average share or loan balance of $2,000 during the current calendar month (Visa balances are excluded). Eligibility restrictions, terms and conditions apply, and are subject to change without notice. International ATM transactions, cash advances and ATM transactions made with a Business checking or Fresh Start checking account are not eligible for ATM fee rebates. For additional details and information, visit www.thepolicecu.org/CheckingSavingsFAQs.

**Check with your employer for availability.

Rates/yields may change after you open your account. Fees could reduce earnings on the account. Above anticipated rates are subject to availability of funds. Dividends are calculated on the Daily Balance and paid monthly. Eligibility restrictions, terms and conditions apply, and are subject to change without notice. See About Your Accounts or contact a Member Service representative for more details and information.

External Link Alert


You are leaving our website and linking to an alternative website not operated by us. The Credit Union does not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.

The Credit Union is not liable for any failure of products or services advertised on those sites. Each third-party site may have a privacy policy different than the Credit Union; and the linked third-party website may provide less security than the Credit Union's website. If you click "OK", an external website that is owned and operated by a third-party will be opened in a new browser window. If you click "CANCEL" you will be returned to our website.

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If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

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If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

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Save time by logging in to Digital Banking


Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

Not a member yet?

If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

Save time by logging in to Digital Banking


Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

Not a member yet?

If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

Save time by logging in to Digital Banking


Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

Not a member yet?

If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

Save time by logging in to Digital Banking


Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

Not a member yet?

If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

Save time by logging in to Digital Banking


Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

Not a member yet?

If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

Save time by logging in to Digital Banking


Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

Not a member yet?

If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

Save time by logging in to Digital Banking


Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

Not a member yet?

If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

Save time by logging in to Digital Banking


Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

Not a member yet?

If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

Save time by logging in to Digital Banking


Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

Not a member yet?

If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

Save time by logging in to Digital Banking


Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

Not a member yet?

If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

Save time by logging in to Digital Banking


Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

Not a member yet?

If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

Save time by logging in to Digital Banking


Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

Not a member yet?

If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

Save time by logging in to Digital Banking


Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

Not a member yet?

If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

Save time by logging in to Digital Banking


Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

Not a member yet?

If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

Save time by logging in to Digital Banking


Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

Not a member yet?

If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

Save time by logging in to Digital Banking


Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

Not a member yet?

If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

Save time by logging in to Digital Banking


Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

Not a member yet?

If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

Save time by logging in to Digital Banking


Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

Not a member yet?

If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.